Sears Credit Card

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Sears offers four credit cards. The basic card, quite impressive in its offerings, lets you collect points every time you shop at Sears and K-Mart, including their online stores.

All four cards offer online account management and the opportunity to save, courtesy advance notification of sales events to be held. You can add additional users to these cards without incurring any additional expenses.

The Sears MasterCard can be used across millions of locations that accept MasterCard. Users are not held liable for unauthorized purchases. The Sears Home Improvement credit card is a good choice for large, home improvement purchases.

You can make monthly payments via this card. Sears Commercial One is a good card for businesses who are looking to save on their purchases and streamline their accounting.

 

 

Old Navy Credit Card

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The popular garments store offers two credit cards for its patrons. The Old Navy credit card lets you earn points when you make a purchase in-store or online at Gap stores.

Every dollar spent nets you five points, and every 500 points you earn can be redeemed for $5. You can easily redeem rewards and the latest offers with one click. Online account management lets you add other authorized users to the card.

The Old Navy Visa card offers all the benefits of the above card, and the additional benefit of one point on a dollar spent everywhere the Visa card is accepted. Visa cardholders enjoy special offers and privileges.

Both cards offer an exclusive “Navyist” status that can be yours upon the accumulation of 5,000 points in a calendar year.

 

Home Depot Credit Card

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Home Depot offers Consumer Cards and Commercial cards.

Consumer Credit Card – Avail special financing of up to 6 months on purchases of $299 and above. During special promotions, you can enjoy financing for up to 24 months. Choose from offers on riding mowers, building materials, water treatment, and heating and air conditioners.

Project Loan – Cards that cater to your financing needs for larger projects such as kitchen and home remodeling and roof repairs. Available at 7.99% APR. Pay off the loans in 84 months or less, there is no penalty on early payments.

Commercial Revolving Charge – A card with no annual fee and flexible payment options so that you can power your business with the opportunities to make purchases. Online account tracking with itemized billing statements ensure easy tracking.

Commercial Account – You have up to one year for making returns. Earn fuel discounts when you patronize participating stations. The card offers a period of 60 days for making a payment on purchases.

 

Walmart Credit Card

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The Walmart Credit Card comes with an introductory 0% APR. If you’re a regular buyer at Walmart, then this card with no annual fee will net you good savings. A 10% signup bonus, which is valid for purchases of up to $250, welcomes new card owners.

Save 3% on purchases made at Walmart.com and 2% on Walmart gas. You save 1% everywhere else the card is accepted. The card, embedded with a smart pin, offers a grace period of 23 days for repayments.

Purchases of up to $298.99 will not attract an interest if paid in full within six months. The Walmart Credit Card is not to be confused with the Walmart Money Card, which is a prepaid card.

 

 

 

Best Buy Credit Card

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Best Buy offers two credit cards. The Best Buy credit card offers 5% back in purchases. The card has attractive promotional financing offers for up to twenty-four months.

The Best Buy Visa Credit Card widens your options for earning rewards. You can benefit at any place Visa is accepted. It earns you 2% back in rewards on dining and grocery purchases. All other purchases net you 1% in rewards.

For both cards, 250 points are worth $5 at a Best Buy store. Elite Plus status, which can be yours when you spend $3,500 in a year, offers 25% more bonus points on every purchase.