Home Depot offers Consumer Cards and Commercial cards.
Consumer Credit Card – Avail special financing of up to 6 months on purchases of $299 and above. During special promotions, you can enjoy financing for up to 24 months. Choose from offers on riding mowers, building materials, water treatment, and heating and air conditioners.
Project Loan – Cards that cater to your financing needs for larger projects such as kitchen and home remodeling and roof repairs. Available at 7.99% APR. Pay off the loans in 84 months or less, there is no penalty on early payments.
Commercial Revolving Charge – A card with no annual fee and flexible payment options so that you can power your business with the opportunities to make purchases. Online account tracking with itemized billing statements ensure easy tracking.
Commercial Account – You have up to one year for making returns. Earn fuel discounts when you patronize participating stations. The card offers a period of 60 days for making a payment on purchases.